How It Works

Institutional-grade analysis. Built for everyone.

Most finance or stock tools give you a wave of numbers that overwhelm the average consumer. BanterIQ uses a proprietary logic engine, vigorously tested for accuracy, using the same quantitative data the institutions use. Our engine weighs the fundamentals by what actually matters, sector-aware from the ground up, and then translates it into plan English so you can drop it straight into your group chat.

Let's start the Banter.

The Problem

Stock tools give most people a headache.

Hard cliff scoring
Continuous interpolation

29% margin and 31% margin score identically under a binary pass/fail system. We score the full curve.

Big wig jargon
Real, human explanations

Metrics explained to you like you're texting the homies in the GC

Generic benchmarks
Sector-aware targets

A 10% margin is great for a retailer and a red flag for SaaS. Every metric is benchmarked to its sector.

The Engine

Proprietary Scoring Engine

Each ticker's data flows through our 3-tier multiplier matrix, solvency gates, and other secret sauce before a score is generated.

01
Existential PillarsHighest Weight

Can the company survive?

02
The Engine RoomStandard Weight

Is the business actually working?

03
Market SentimentReduced Weight

What is the market saying?

1.5×
Solvency + Valuation
1.0×
Growth + Margins + FCF
0.5×
Sentiment
The Output

One number. Five clear signals.

Every report outputs a conviction percentage and a definitive rating. No ambiguity.

Strong Buy
≥ 75%
High-conviction fundamentals
Buy
60–74.9%
Broadly constructive
Hold
45–59.9%
Mixed — monitor closely
Caution
35–44.9%
Structural weaknesses
No Go
< 35%
Critical failures present
Sector-Aware Scoring

Every metric benchmarked to its sector.

A SaaS company and a grocery chain operate in completely different economic realities. The engine automatically detects sector and applies the right thresholds — so a score always reflects what's actually good or bad for that type of business.

Tech / SaaSFinTechConsumer / RetailHealthcareIndustrial / Energy
How To Use

Try it in 3 steps.

01
Enter any stock ticker
02
Read your conviction score and factor breakdown
03
Hit "Start the Banter" — share the GC note with your group chat
Try the Terminal
BANTERIQscreen recording
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See it in action.

Run a report on any ticker and see every factor scored in real time.

Open the Terminal
Important Disclaimer

BanterIQ is a quantitative screening tool for educational and informational purposes only. Conviction scores, ratings, and all outputs are generated by our proprietary algorithmic model and do not constitute financial advice, investment recommendations, or solicitations to buy or sell any security. Past performance is not indicative of future results. Always conduct your own due diligence and consult a qualified financial advisor before making investment decisions.