How It Works

Your Bloomberg terminal for the group chat.

Most finance or stock tools give you a wave of numbers that overwhelm the average consumer. BanterIQ uses a proprietary logic engine, vigorously tested for accuracy, using the same quantitative data the institutions use. Our engine weighs the fundamentals by what actually matters, sector-aware from the ground up, and then translates it into plan English so you can drop it straight into your group chat.

Let's start the Banter.

How To Use

Up and running in 30 seconds.

01
Enter a ticker

Type any ticker into the search bar and hit Generate Report. NYSE and NASDAQ listed stocks only for now.

02
Conviction Score

The big ring gives you a conviction percentage and a clear rating — Strong Buy down to No Go. Scroll down to the Conviction Scoring section for the full breakdown of what each rating means.

03
Executive Summary

A quick snapshot of market cap, 52-week price position, net financial health, market sentiment, next earnings date, and sector. Context at a glance before you dig deeper.

04
Analyst Note

Three tones, one take. Toggle between:

  • Group Chat — 3–4 sentence explanation, designed for your group chat.
  • Unhinged — The no-filter one-liner.
  • Wall St — For the finance professionals.
05
Share Options

Four icons sit directly under the conviction ring:

  • Share Card for IG — on mobile, generates a branded 9:16 story card and opens your native share sheet so you can drop it straight into Instagram or other socials.
  • Share the Banter — shares the current analyst note (whichever tone is active) as text to X, WhatsApp, iMessage, Reddit, or clipboard.
  • Buy — brokerage link, coming soon.
  • Save — watchlist feature, coming soon.
06
9 Metric Scorecard

Nine factors, each with its own score. Tap any card to open a full explanation in whichever tone you're currently on — Wall St gets the technical breakdown, Group Chat gets it in plain English. This is where you find out why the conviction score landed where it did.

07
Economic Moats & Risks

Three moats and three risks, custom-written for every ticker — you won't find this anywhere else. Tap any moat or risk to expand a plain-English explanation inline. The share button at the section level shares the full summary. Expand a specific moat or risk and share just that take.

08
Price Performance

By default shows your ticker vs SPY. Hit "Change Comparison" to instantly compare against another ticker. Toggle between 1W, 1M, YTD, and 1Y windows.

The Engine

Proprietary Scoring Engine

Each ticker's data flows through our 3-tier multiplier matrix, solvency gates, and other secret sauce before a score is generated.

01
Existential PillarsHighest Weight

Can the company survive?

02
The Engine RoomStandard Weight

Is the business actually working?

03
Market SentimentReduced Weight

What is the market saying?

1.5×
Solvency + Valuation
1.0×
Growth + Margins + FCF
0.5×
Sentiment
The Output

Conviction scoring.

Every report outputs a conviction percentage and a definitive rating. No ambiguity.

Strong Buy
≥ 82%
High-conviction fundamentals
Buy
67–81.9%
Broadly constructive
Hold
45–66.9%
Mixed — monitor closely
Caution
35–44.9%
Structural weaknesses
No Go
< 35%
Critical failures present
Sector-Aware Scoring

Every metric benchmarked to its sector.

A SaaS company and a grocery chain operate in completely different economic realities. The engine automatically detects sector and applies the right thresholds — so a score always reflects what's actually good or bad for that type of business.

Tech / SaaSFinTechConsumer / RetailHealthcareIndustrial / Energy

See it in action.

Run a report on any ticker and see every factor scored in real time.

Open the Terminal
Important Disclaimer

BanterIQ is a quantitative screening tool for educational and informational purposes only. Conviction scores, ratings, and all outputs are generated by our proprietary algorithmic model and do not constitute financial advice, investment recommendations, or solicitations to buy or sell any security. Past performance is not indicative of future results. Always conduct your own due diligence and consult a qualified financial advisor before making investment decisions.